Youngest insured member for life cover was aged 16
“High levels of deliberate misrepresentation”
Over £413m paid out across group protection
Total percentage of claims increased to 96.9%
"Having an ongoing income and being able to contribute like that was incredibly important for my self-respect"
Premiums based on smartwatch data
Maximum sum assured for over 80s now £2m
"People live longer lives and the number living with chronic conditions has increased"
"The protection industry needs to consider more deeply the cost and impact of neurological claims"