"The key thing is to identify the need and have a conversation"
'Protection wasn’t a financial priority’
Two out of three EBCs think benefit improvements are needed, research finds
Almost three quarters think it is too expensive
People young and old are starting their own businesses, and many are faced with the first ever time they've had to consider their protection needs
Scottish Widows' Johnny Timpson highlights the need - and opportunity - to provide protection for self-employed workers and those with short-term contracts.