After his firm paid out 24% of life claims early as 'terminal illness' benefits in 2017, Aegon UK's Simon Jacobs helps clarify the policy
The terminal illness definition in a critical illness (CIC) policy probably causes more confusion than comfort. In most cases it's unlikely that someone who meets the definition for terminal illness isn't actually covered by one of the other definitions in their CI policy. In fact, in the last 15 years, Aegon has only been asked to look at two critical illness claims under the terminal illness definition, one of which could have been paid under the cancer definition and the other which was...
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