Ian Sawyer, managing director of Assured Futures, puts forward some controversial views on the relevance of critical illness cover compared to income protection.
I'm not a lone voice on this. It's an opinion shared pretty much unanimously with my colleagues and many peers. In my view, Critical Illness (CI) cover should be marginalised or even removed as a product because it gets in the way of Income Protection (IP), which is a far more superior product in terms of suitability and customer needs. Yet all too often IP takes a back seat, especially in the mortgage industry. If the IP market is ever going to achieve the widespread and sustainable growth...
Some 85% of employees are more likely to work for employers offering clearly labelled benefits, research from Canada Life has found.
Wellbeing expert David Price discusses a range of practical ways employers can set about looking after the mental health of their staff during the seasonal period
The Financial Ombudsman Service (FOS) will maintain its current funding model for the next financial year despite recognising it is unsustainable in its current form.
The FCA has confirmed that, while businesses will have to identify certified staff from day one under the Senior Managers & Certification Regime (SM&CR), they will have a year to complete fitness and propriety assessments.