'Holloway variant of income protection' can help plug retirement gap
Following our coverage this week highlighting that increases to the state pension age have meant that income protection (IP) policies are lapsing before policyholders reach retirement, chief exec of the Association of Financial Mutuals (AFM) Martin Shaw has pointed to IP lump sum payments as a helpful solution. Available only through mutuals, the ‘Holloway variant' of IP could help make up the ‘shortfall' created by the rising retirement age, he said. "This issue is not of insurers' or intermediaries'...
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