Cura Financial Services has launched a referral service to advisers looking to place impaired lives cases.
Cura Financial Services has launched a referral service to advisers looking to place impaired lives cases. Cura invite advisers with difficult to place cases, to phone or email them to discuss the client's details. Once the case is on risk and the client is covered the introducing adviser will get paid. Kathryn Knowles, in charge of marketing at Cura, said, "We specialise in getting cover in place for impaired lives. We prefer to say "quirky or hard to place cases" to describe high risk...
The Financial Ombudsman Service (FOS) will maintain its current funding model for the next financial year despite recognising it is unsustainable in its current form.
The FCA has confirmed that, while businesses will have to identify certified staff from day one under the Senior Managers & Certification Regime (SM&CR), they will have a year to complete fitness and propriety assessments.
Scott Cadger runs through the four most common reasons people give for not taking out critical illness cover - and some suggestions on how advisers can offer reassurance on each in conversations with clients
The Financial Ombudsman Service (FOS) has sought to provide clarity regarding any potential confusion over the products advisers should recommend to clients to cover a decreasing loan or mortgage.