Scottish Widows has updated the critical illness definitions for Scottish Widows Protect, COVER can exclusively reveal.
The insurer has changed its definition regarding additional payment for cancer in situ requiring surgery. It has also combined Alzheimer's disease and Dementia into one definition, as both are assessed in exactly the same way at claim stage Scott Cadger, head of Underwriting and Claims Strategy at Scottish Widows, said: "Removing complexity will also make things clearer and simpler for advisers and clients alike, with no complicated policy conditions to work out at that all-important point...
Zurich has launched a 'selfie' app called FaceQuote which estimates how much life cover someone might need.
The official supplement of this year's COVER Excellence Awards is available to read now as an eBook.
Child cover within critical illness plans has assumed a far greater importance in recent years, writes CIExpert's Alan Lakey.
Holloway Friendly has widened its new online underwriting process allowing protection advisers to write both full and short term income protection business in minutes.