The latest in COVER's An Audience With...John Richie, CEO of Ellipse and Steve Bee, owner of Jargon Free discuss the concept of Middleware and its effect on protection markets.
• Compliance with the pensions Act 2008 has led to a new generation of technology to administer schemes. What does this mean for protection?
• Automation of small business schemes is now possible. Does this open a new employee benefits market?
• Does technology offer a threat to employee benefit consultants as all IFAs gain the ability to offer the components of larger schemes?
• What effect will the next generation of technology have on advisers business model and how much market dirsruption can be expected?
Only a quarter of multinationals have pooling in place
Equates to seven million people
Regulation needs to recognise that a funeral plan, unlike other financial products, is a service
To coincide with November's Mouth Cancer Action Month, Unum's managing director explores four ways that employees can combat oral cancer