The latest in COVER's An Audience With...John Richie, CEO of Ellipse and Steve Bee, owner of Jargon Free discuss the concept of Middleware and its effect on protection markets.
• Compliance with the pensions Act 2008 has led to a new generation of technology to administer schemes. What does this mean for protection?
• Automation of small business schemes is now possible. Does this open a new employee benefits market?
• Does technology offer a threat to employee benefit consultants as all IFAs gain the ability to offer the components of larger schemes?
• What effect will the next generation of technology have on advisers business model and how much market dirsruption can be expected?
Group life, critical illness and income protection business bought from Munich Re
Virtual GP service available to employees and families
As the NHS shows signs of embracing the virtual GP concept, will the burgeoning employer-provided market face a slowdown? Asks Suzanne Clarkson
Rising cost of living and poor savings putting extra pressure on households