Insurers have competed to improve payment conditions, ages covered and specific conditions for children over the years
One notable change in recent years is that children's critical illness cover has been receiving the same attention to detail as adult cover. Typically children's claims average around 4% of total claims but this may be underestimating the ‘true' position. AIG's figures may be more indicative of reality because as a ‘new' insurer it carries no burden of legacy plans where the child cover was poor, non-existent or where the children have subsequently grown into adults and no longer qualify. Of course,...
We caught up with Hayley Grimshaw at COVER Excellence Awards 2018
We caught up with Katya Maclean at this year's Excellence Awards
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'A small number of people lie on their insurance applications'