F&TRC's Ian McKenna analyses Royal London's online indicative underwriting decisions tool and why it might benefit both advisers and paraplanners.
When providing advice on protection cases where a loading may be expected it's important to be able to give the client a realistic indication of the likely premium as soon as possible. FCA Treating Customers Fairly regulations require that "Consumers are provided with clear information and are kept appropriately informed before, during and after the point of sale"; identifying potential ratings looks like exactly what the regulator has in mind. There have been significant advances in online...
Kathryn Knowles 'sat on sofa with a cup of tea answering questions' about protection is key to advice firm's marketing strategy
The critical illness template is 'broken' - so start with the premise that any condition which results in an agreed outcome deserves to be paid
Closing keynote address from multi-medal winning Paralympian plus full details of conference programme revealed
Four protection distributors with 60 adviser firms join 'test and learn' process before full market roll-out in six weeks