Vitality Life's Fergus Bescoby describes the underwriting implications of Occupational Skin Disorder.
Occupational skin disease is a disorder wholly or partially caused by a person's work activity. It can vary in severity from serious cases of dermatitis, to minor skin irritation. On the extent of the problem, skin diseases accounted for around 1% of total days' sickness absence certified due to all occupational illnesses, as reported in 2012-14 THOR GP Scheme survey. The skin plays a very important role as a barrier to chemicals and other contaminants entering the body. However, certain...
British Friendly has introduced an online Adviser Toolkit to encourage income protection sales.
Zurich has launched a 'selfie' app called FaceQuote which estimates how much life cover someone might need.
The official supplement of this year's COVER Excellence Awards is available to read now as an eBook.
Child cover within critical illness plans has assumed a far greater importance in recent years, writes CIExpert's Alan Lakey.