F&TRC's Adam Higgs analyses how two insurers have launched online propositions in a bid to improve the numbers of advisers putting policies in trust.
We all know that more policies should be put in trust, however when the process of getting forms signed by the right people, in the right place, in the right order is often so difficult, it is no wonder many advisers and clients overlook them. There are many reasons why more trusts are not implemented and one of the big ones is that creating the trust has always been a separate process to the application. In many cases providers do not even provide access to trust forms anywhere near the online...
More needs to be done within the workplace to tackle wellbeing
Pulse Insurance's Torquil Mclusky discusses the stigma surrounding mental health, embracing mindfulness and how the industry can provide more inclusive access to cover
Above industry average figures for both critical illness and life paid claims
"The tides have changed for protection"