Legal & General has announced changes to its critical illness cover (CIC) to incorporate the Association of British Insurers' Statement of Best Practice 2014.
The insurer has also enhanced the policy adding a new illness, Spinal Stroke, to its definitions and improve its Motor Neurone Disease cover so it now exceeds the ABI definition.
This change increases the total number of illnesses covered to 42 - 17 of which are ABI+.
A number of illnesses have also received minor definition wording changes, to bring them in line with the latest ABI Statement of Best Practice.
To support these changes, Legal & General has improved its interactive online tool, AnatoME, to provide advisers with useful facts about the different illnesses that their policies cover.
Mark Holweger, managing director, partnerships at Legal & General Insurance said:
"As the UK's No 1 CIC provider (according to Swiss Re's Term and Health Watch 2015), we paid over £161m in CIC claims for 2014, which is 16% of the ABI total 2014 CIC claims paid by all insurers.
"We believe the changes being introduced as a result of the latest ABI Statement of Best Practice will help bring greater clarity in some areas and make it easier for advisers and their customers, to fully understand our latest critical illness product and the cover it provides."
