CI Statement of Best Practice: The "early stages" of significant change?

History shows that well established markets often come to a crossroads where changes are made. Competitive pressures inevitably drive more product options, quicker new business processes and put pressure on claims decisions, while prices get cheaper…something eventually has to give. Such pressure is building within the UK Critical Illness (CI) market and questions are being asked as to how we should proceed. This is not the first time that CI has been at such a crossroads: in 2002 a major reinsurer removed capacity from the market which contributed to changes in underwriting approa...